Dollar Cards in Nepal 2023: Application Process, Fees, and Banks

Learn how to get a Dollar card in Nepal for online purchases. Discover the application process, fees, and banks offering this convenient service

Dollar Cards in Nepal

Nepalese individuals who work online and desire the ability to make essential subscription purchases now have the opportunity to create Dollar cards in Nepal. Unlike the debit or ATM cards issued by Nepalese banks, which are primarily usable in Nepal and India, Dollar cards offer wider functionality. Previously, NRB regulations limited the online usage of these cards unless explicitly activated. However, after a prolonged struggle, Nepali people can now acquire Dollar cards, allowing them to purchase items, subscribe to streaming platforms, and indulge in their preferred gaming experiences.

ArticleDollar Card Application Process
Who can Apply?All Nepalese
RequirementsBank Account, PAN Card, Citizenship
Issue FeeDepends on Bank
Issue timeInstant | 3 to 4 Weeks
Maximum Limit$500 per Year
Validity5 years
Annual FeeDepends on Bank
Top up/ReloadableYes, up to $500 in a Year
WithdrawWithdrawal available

How to Make Dollar Cards in Nepal 2023

Obtaining a Dollar Card in Nepal: Step-by-Step Process and Guidelines

To acquire a Dollar card in Nepal, individuals have the option to visit their bank’s nearest branch or apply online through the bank’s website or mobile application. This service is available to anyone with a bank account, allowing them to create international physical or virtual cards offered by their respective banks.

The following documents are required to create a Dollar card in Nepal:

  1. Bank account: Select the bank of your choice and provide your account details.
  2. Personal PAN card: Submit a copy of your Personal Permanent Account Number (PAN) card.
  3. Update KYC form (Not applicable for everyone): Some individuals may be required to update their Know Your Customer (KYC) information.
  4. Application form: Obtain the application form from the bank or download it online.
  5. Self-declaration application: Obtain the self-declaration application from the bank or download it online.

The step-by-step process to create a Dollar card in Nepal is as follows:

  1. Visit your bank and request the Dollar Card Form.
  2. Fill out the form with the required information.
  3. Sign the self-declaration application, acknowledging compliance with the laws and regulations of the Nepal Government.
  4. Provide a copy of your PAN card for verification purposes.
  5. Specify the desired amount in either NPR or USD.
  6. Receive your Dollar card instantly upon completion of the process.

During the application process, individuals have the choice between a virtual or physical Dollar card. If the virtual option is selected, the card details will be sent to the applicant’s email. Alternatively, for physical cards, a visit to the bank is necessary to collect the card.

It is important to note that individuals must adhere to the rules and guidelines associated with Dollar cards:

  1. Abstain from engaging in illegal activities while using the Dollar card.
  2. Possession of only one Dollar card is allowed. Multiple cards from different banks are subject to legal penalties.
  3. The maximum spending limit is $500 per year, as regulated by the Nepal Rastra Bank.
  4. Ensure the confidentiality of Card No. and 3-digit Security Code.
  5. It is possible to request the transfer of USD balance back to the NPR account.
  6. ATM withdrawal of the card balance is not permitted.

Banks in Nepal charge a nominal fee for issuing Dollar cards and for adding or reloading funds. The fees vary depending on the chosen bank. To facilitate decision-making, a table comparing the issuance and top-up fees at different banks is provided below.

Note: The fees mentioned are subject to change. It is recommended to conduct additional research or contact the bank directly for up-to-date information.

Bank NameIssue FeeTop Up Fee
Global IME Bank: Global E-com CardNPR 500, Personalized: NPR 600NIL
NIC Asia: NIC ASIA FCY Freedom CardNPR 350NPR 250 (Free for 1st Load)
BOKNPR 1,000NPR 250
MBL: Machhapuchchre Dollar CardUSD 10USD 2
Kumari Bank: Kumari $eCom CardNPR 500NPR 500
Citizen BankNPR 500NPR 500
Nabil Bank: Nabil iCard (Virtual)NPR 1000NPR 500
Sunrise Bank: Sunrise E-cardNPR 1000NRP 100, OTP 100
NMB: NMB Dollar Card (Virtual)NPR 500NPR 500
Siddhartha Bank: Siddhartha eCom CardNPR 1000Not Known

These fees might change in the future, will try to update them as frequently as possible. Please do your research as well or contact your bank for more information.

List of Banks that Provide Dollar Cards in Nepal

Both commercial and development banks listed below provide USD or international cards in Nepal. The list of banks is divided into two parts commercial and development banks.

Commercial Banks that provide Dollar cards in Nepal

There are 27 commercial banks in Nepal that provide this service to their customer.

Himalayan BankSanima BankStandard CharteredNabil Bank
Nepal SBI BankCitizens BankSiddhartha BankBank Everest Bank
Prabhu CommercialNepal BankMachhapuchchre BankSunrise Bank
Bank of KathmanduCivil BankNepal Investment BankGlobal IME
Nepal Bangladesh BankLaxmi BankCentury Commercial BankKumari Bank
Rastriya Banijya BankMega BankNepal Commerce and Credit BankPrabhu Bank
NIC Asia BankNMB BankAgriculture Development Bank

Development Banks in Nepal for USD Card

Even if you have a Bank account in a Development bank then also you can create an international prepaid card from Nepal, see the list of banks below.

Corporate Development BankJyoti Bikas BankKamana Sewa Bikas BankShangri-la Development Bank
Excel Development BankKarnali Bikash BankSindhu Bikas BankShine Rasunga Development Bank
Saptakoshi Development BankLumbini Bikash BankSahara Bikas BankNarayani Development Bank
Green Development BankMahalaxmi Bikash BankSalapa Bikash BankMuktinath Bikash Bank
Miteri Development BankGarima Bikas Bank

Frequently Asked Questions (FAQs) about International USD Cards in Nepal:

What is a Dollar Card in Nepal?

A Dollar card in Nepal enables online transactions beyond Nepal and India. It allows individuals to make purchases such as game top-ups, TikTok balance, and subscriptions to platforms like Netflix.

How can I get a Dollar Card in Nepal?

Individuals can obtain a Dollar card in Nepal by applying through the bank’s branch, website, or mobile app. The application process involves submitting the required documents, including a Personal PAN card.

Are there usage limits for Dollar Cards in Nepal?

Yes, the usage of a Dollar card in Nepal is limited to $500 per year, as determined by the Nepal Rastra Bank. This limit applies to Nepalese individuals.

What documents are required to create a Dollar Card?

To create a Dollar card, individuals need a bank account, a Personal PAN card, and the application forms provided by the bank.

Will I receive a physical or virtual Dollar card in Nepal?

Most banks in Nepal offer both physical and virtual options for Dollar cards. Virtual cards are easier and quicker to obtain, and card details are sent via email.

How much does it cost to create a Dollar card in Nepal?

The fees associated with creating a Dollar card, including issuance and top-up fees, vary depending on the chosen bank. It is advisable to compare the fees charged by different banks to make an informed decision.

Typically, the debit or ATM cards provided by Nepalese banks can only be used in Nepal and India. You cannot use them as a travel or foreign currency card. The rules set by the Nepal Rastra Bank (NRB) restrict online usage unless you activate them. After a long struggle, people in Nepal now have the opportunity to create their Dollar cards. With these cards, they can buy items or subscriptions for their preferred streaming platforms or purchase games they wish to play.

Use of Dollar Cards from Nepal

In recent years, Nepal has witnessed a significant surge in the use of dollar cards for international transactions. As the country continues to embrace digitalization and global connectivity, the convenience and reliability offered by dollar cards have made them a game changer for Nepali residents and businesses alike. In this article, we will explore the reasons behind the growing popularity of dollar cards in Nepal and their impact on the local economy.

  1. Overcoming Currency Limitations:

Nepal has historically faced challenges related to its local currency, the Nepalese Rupee (NPR), when it comes to international transactions. Limited acceptance of the NPR outside the country has made it difficult for individuals and businesses to engage in cross-border trade, online purchases, or travel-related expenses. Dollar cards, however, have emerged as a viable alternative, enabling users to bypass these currency limitations and conduct transactions in US dollars.

  1. Convenient and Secure Transactions:

Dollar cards offer a high level of convenience and security, making them a preferred choice for many Nepali users. These cards can be easily obtained from various banks and financial institutions in Nepal, allowing users to link them to their local bank accounts. With a dollar card in hand, individuals can effortlessly make online purchases, book flights and accommodations, and carry out other international transactions securely and efficiently.

  1. Wide Acceptance and Accessibility:

One of the key advantages of dollar cards is their wide acceptance globally. As US dollars are recognized and widely used as an international currency, dollar cards are accepted in most countries and by a vast number of online platforms. This broad acceptance ensures that Nepali users can confidently use their dollar cards for various purposes, including e-commerce, international money transfers, and ATM withdrawals, even in countries where the Nepalese Rupee may not be readily accepted.

  1. Enhanced Control over Foreign Currency Spending:

For frequent travelers, dollar cards offer greater control over foreign currency spending. Rather than carrying large amounts of cash or relying on currency exchanges, individuals can load their dollar cards with a specific amount of US dollars. This approach provides a fixed spending limit and protection against exchange rate fluctuations, ensuring a more predictable and manageable financial experience while abroad.

  1. Boosting International Trade and Tourism:

The adoption of dollar cards in Nepal has significantly contributed to the growth of international trade and tourism. Businesses can now engage in seamless cross-border transactions, facilitating imports, exports, and partnerships with foreign entities. Similarly, the tourism industry has witnessed a positive impact as travellers can easily make bookings, pay for services, and enjoy a hassle-free experience during their trips abroad.


The emergence and growing popularity of dollar cards in Nepal have revolutionized the way residents and businesses engage in international transactions. By overcoming currency limitations, providing convenience and security, ensuring wide acceptance, and boosting control over foreign currency spending, dollar cards have become a game changer for the Nepali economy. As the country continues to embrace digitalization, the use of dollar cards is expected to further rise, opening up new opportunities and strengthening Nepal’s position in the global marketplace.